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2020 Little League Season Insurance FAQ

Last updated on 5/18/2020 at 10:00 A.M. EDT

Little League® International understands that all its local leagues, volunteers, parents, and communities around the world are struggling through the Coronavirus (COVID-19) pandemic, and that every league is looking for ways to recover from the financial strains it has caused. One of the ways local leagues are looking to reduce expenses is through their insurance. Many leagues have inquired about insurance refunds. It’s important to note that leagues who purchase insurance through the chartering process utilize the AIG Insurance Program for Little League. This program is administered by Keystone Risk Managers LLC (“Keystone”) and is not an insurance program run through Little League directly. Little League International works with Keystone and AIG to help provide affordable coverage options for its local leagues. Little League International highly recommends that every local Little League program maintain their insurance coverage, even if no games or practices are being held. Maintaining insurance prevents a gap in coverage and protects against potential risk and exposure to issues that still exist. Little League International worked with Keystone and were able to secure a prorated return of premium from the insurers of AIG based on the date of your request to cancel. No policies will be granted full refunds. Your coverage has been in effect since January 1, 2020, or when the policy was paid in full after January 1, 2020, and therefore, the insurers of AIG will only provide a prorated return for the future coverage that will no longer be provided based on the date of the request to cancel your insurance.

IMPORTANT NOTE: The following FAQs only apply to those leagues who utilize the AIG Insurance Program for Little League. This program is administered by Keystone Risk Managers LLC (“Keystone”) and is not an insurance program run through Little League directly. Little League International works with Keystone and AIG to help provide affordable coverage options for its local leagues.  Those leagues who utilize outside insurance companies, whether in full or as supplemental insurance, are encouraged to reach out to their provider for more information.

Before leagues cancel any insurance policy, it’s very important to review all of the FAQs regarding the insurance policies. Once leagues have the approval of their local Board of Directors, and have reviewed all of the information regarding canceling insurance, we recommend they contact either Brent Stahlnecker, Little League Director of Risk Management, at bstahlnecker@LittleLeague.org or David Irwin, CIC, CWCA, AU Chief Underwriting Officer, Property Casualty Business Development at Keystone Insurance Group, dirwin@keystoneinsgrp.com. Once leagues have consulted all appropriate parties a process to cancel insurance is available through the Little League Data Center.

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